FAQ’s - After The Event Insurance For Clinical Negligence Claims

 

Who underwrites the clinical negligence ATE insurance policy?

 

The Clinical Safeguard After The Event scheme is underwritten by a leading AA - rated UK based After The Event Insurer, for the peace of mind of all parties involved.

 

 

Does the clinical negligence After The Event insurance policy offer delegated authority?

 

Yes, the Clinical Safeguard scheme offers specialist clinical negligence solicitors delegated authority to the after the event insurance product.

 

 

What is the maximum overall indemnity of the clinical negligence ATE policy?

 

Each ATE policy has a staged indemnity of a maximum overall limit of £250,000. Bespoke policies and schemes including indemnity top ups can be available for individual cases.

 

 

Does the clinical negligence ATE insurance offer staged premiums?

 

Yes, the clinical negligence after the event scheme has three stages:

 

Stage 1 - Cover up to issue of proceedings

Stage 2 - Cover up to 60 days pre-trial

Stage 3 - Cover for trial

 

 

Is this a deferred clinical negligence ATE insurance scheme?

 

Yes, this is a deferred scheme, meaning the after the event insurance premiums are deferred to the case end.

 

 

When is the premium for the clinical negligence ATE insurance policy paid?

 

Premiums for successful claims are paid at case end.

 

 

What if a shortfall in recovery of premium occurs?

 

The Clinical Safeguard scheme will not pursue the claimant for any shortfall in the amount of premium that is able to be recovered from the defendants.

 

 

Does the clinical negligence ATE premium become payable for cases that are lost?

 

If a case is lost the premium is not payable, but the policy is self insured.

 

 

How does a firm qualify for the clinical negligence ATE scheme?

 

The clinical negligence after the event insurance scheme has been developed for solicitor firms who specialise and have a proven track record in handling clinical negligence claims. If your firm has a track record in this field, it is likely that you may be eligible for the scheme.

 

 

Who do I contact to discuss my clinical negligence ATE requirements?

 

If you would like more information about the clinical negligence ATE scheme, or if you wish to discuss your ATE requirements, then please contact Clinical Safeguard on 0845 021 1555.

 

Solicitors requiring further information about the clinical negligence after the event insurance scheme should make contact with Clinical Safeguard.

 

Tel:

0845 021 1555